Frequently Asked Questions
Insurance claims can be very complicated and often have a lot of moving parts. We at Champion understand the entire insurance claim process and are willing to work with your insurance company for you. Our skilled professionals are fully trained and experienced in identifying and repairing the damages caused by hail, wind, fire and flood to help return your property to its pre-loss condition as quickly and completely as possible.
Our *Insurance Loss and Storm Damage Restoration Services are FREE! We only ask that you sign a contingency contract with us that will allow us to do the restoration work for the replacement cost value (RCV) that the insurance company approves.
The benefit of a contingency contract is that your total out-of-pocket expense is known before you sign the contract. With our Insurance Restoration Contracting Agreement, we assume any risk with regards to rising costs of labor and materials and your total out-of-pocket expense will never exceed the amount of your deductible, plus any applicable co-insurance as determined by your insurance policy. In addition, if your claim is denied, the contract is VOID!
No. You should choose your contractor based on the QUALITY of their work, the VALUE of their service and the length and type of WARRANTY. Your building is a valuable asset and should be repaired properly using quality materials and labor. Your mortgage company expects you to repair your property using materials and labor of like-kind and quality, which is why it is important to select a QUALITY contractor. Furthermore, regardless of which contractor you choose, your only out-of-pocket expense is your deductible and any applicable co-insurance; therefore, your decision should be based upon QUALITY and SERVICE, not price. The lowest bidder might not agree!
Check our references! We are the preferred contractor for a number of large commercial property managers and owners and have an impeccable reputation in our industry. Our work speaks for itself.
Champion works directly with your insurance company adjuster to determine a scope of work and cost for your repairs. Champion engages in fair and responsible pricing models and we utilize a third-party company named Xactimate Software (the same software used by most insurance companies) to determine the fair market price for your repairs.
The laws in most states prevent insurance companies from raising rates on individual consumers for weather related claims or “Acts of God”. So if your claim is for an event like hail, hurricane or tornado then the law prohibits the insurance company from using this against you when determining your premiums.
Maybe you don’t have any damage. However, consider this, immediately after a natural disaster such as hail, tornado or hurricane, insurance adjusters are extremely busy and many times the adjusters overlook things or just do not have proper experience with your particular type of damage. Because of this, it is important to have someone with the proper training and experience that works FOR YOU. Furthermore, Champion offers FREE inspection services, so you have nothing to lose by letting us take a second look.
Yes, we are a full-service Contractor. Unlike many companies, we COMPLETELY repair your building to its pre-loss condition. When a storm such as hail, hurricane or tornado happens the most obvious damage will be sustained to the roof, however these perils almost always cause a considerable amount of damage to other building components as well. While a roofer will only repair your roof, Champion can repair your ENTIRE building to its pre-loss condition.